Honda-SOHC

Other Stuff => Misc / Open => Topic started by: McCabe-Thiele (Ted) on April 19, 2024, 01:27:26 PM

Title: Car insurance for older vehicles.
Post by: McCabe-Thiele (Ted) on April 19, 2024, 01:27:26 PM
My renewal quote from Direct line has arriived today for our 1997 Merc SL500.

Price has increased from £305.16 fully comp in 2023 to  £406.49 on restricted mileage of 2k a year. All the excess have increased as well. Cover is Market Value of the vehicle & includes Green Flag break down, glass cover with an excess of £125, accident excess £500. Full NCB but not protected.

There were 9 pages in red ink of excusions & policy changes including Government Action, War or usurped power etc.

Anyone here who can recomend a Broker or Company for older vehicles that are not really classics, I seem to be paying more for less cover?



Title: Re: Car insurance for older vehicles.
Post by: SteveW on April 19, 2024, 02:02:10 PM
Try H & R insurance in Aberdeen, I found them very good when I used to have my 1994 BMW M3.
Title: Re: Car insurance for older vehicles.
Post by: Johnwebley on April 19, 2024, 02:38:39 PM
It's over 25 years old, and low usage


Try Peter James with classic,

They can only say no

Sent from my SM-A546E using Tapatalk

Title: Re: Car insurance for older vehicles.
Post by: McCabe-Thiele (Ted) on April 19, 2024, 03:09:26 PM
Try H & R insurance in Aberdeen, I found them very good when I used to have my 1994 BMW M3.

H&R will not give me a quote on this particular vehicle. >:(
Title: Re: Car insurance for older vehicles.
Post by: McCabe-Thiele (Ted) on April 19, 2024, 03:10:08 PM
It's over 25 years old, and low usage


Try Peter James with classic,

They can only say no

Sent from my SM-A546E using Tapatalk

My bikes are with them worth a try.
Title: Re: Car insurance for older vehicles.
Post by: Orcade-Ian on April 19, 2024, 06:08:12 PM
Ted,
I have just received my renewal from PJ for the XJ-S V12 - an 89 car with just under 20k, so I obviously wanted agreed value.  Last year was £303 but this year it's £403 - unlimited mileage and UK and EU breakdown cover.  Didn't want to just cough up, so I rang them to discuss.  I have a self built much modified injected classic Mini Clubman Estate with them, so they tried to put the two together but that made little difference.  All of my bikes are with them as are the everyday Jazz coupled with a 2000 Mazda MX-5 Icon.  Computer says 'You are 75 in June, so away from the cheaper sweet spot for insurance'. I blame me Dad for telling the truth about when I was born!

It's a bugger, this getting old but the alternative is shite!
Ian
Title: Re: Car insurance for older vehicles.
Post by: McCabe-Thiele (Ted) on April 19, 2024, 10:37:05 PM
I've tried PJ but £70 dearer than DL.
A firm called Hagerty a tad cheaper than DL with guaranteed value.
Title: Re: Car insurance for older vehicles.
Post by: taysidedragon on April 20, 2024, 01:04:44 AM
Adrian Flux used to be really good with unusual, 'different' vehicles.
Title: Re: Car insurance for older vehicles.
Post by: McCabe-Thiele (Ted) on April 20, 2024, 09:09:48 AM
I'd forgotten about Adrian Flux I had an imported 4x4 insured with them a decade ago.
Title: Re: Car insurance for older vehicles.
Post by: Laverda Dave on April 20, 2024, 09:49:32 AM
And they sponsor the Kings Lynn Speedway Team so are motorcycle friendly 👍
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