Honda-SOHC
Other Stuff => Misc / Open => Topic started by: Isleofmanfan on December 20, 2013, 10:15:20 PM
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Any suggestions where to insure my classic AND modern on the same policy, the company i`m with won`t insure the CB175 ???
Are club discounts, VJMC/Honda OC, worth paying the joining fee to obtain insurance discount?
All the best of the season btw ;)
Mike.
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Carole Nash insure my Tiger 1050, CB900FZ and 500/4 all on one policy.
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Depending on the modernity of the modern, Lynnbrooke might be worth a shot, I have 3 bikes ranging from a '95 rebel 125, a '97 250 nighthawk, and my '74 500/4. All insured for me, the wife or my dad to ride any combo of the above, but I think they cap classic as being 15 years old so all qualify.
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I've looked at classic insurance for my bike and found normal insurance as cheap if not cheaper. None of those silly mileage restrictions too. Maybe it's where I live. ::)
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I'm with Footman James, with 3 bikes on one policy, a '72 CB750, a '77 400F and a 2011 MotoGuzzi Griso 1200.
At renewal this year I rung around & couldn't better the quote & so stayed with 'em. Only bollocks is that the premium does not reduce each year with no claims...
Simon.
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My best quote this year was just a tad over £50 with the post office. What you must put to any insurance company is "I can only ride one bike at a time".Insurance is down to risk,and the best security is a mad dog in the garage at night but insurance company's will not except. Best advice, have a good look around and don't let them sell you something you don't want.
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In my case (Footman James) the bulk of the bloody questions are about the garaging (brick, attached, pointy roof, blah blah blah) and then the alarm / immobiliser systems on the bikes. Very little interest in mileage / year, experience it seems.... implying (to me) their main concern is the machines being nicked, and little to do with "I can only ride one at a time". (which I guess also explains the lack of no-claims discount offering)
That said I didn't know the PO offered Old + New policies & will give them a try at renewal in March.
Oh, and by the way, (opening post / Isleofmanfan), joining the Honda Club was well worth the subsequent discount.
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All my bikes are insured with Bankstone unfortunately with limited mileage but I never seem to find time to use them anyway. :(
They appear to be a good company as they recently thought my corner with a recent claim.
Mick
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I'm with Footman James too. 5 bikes on the policy (2 x modern), just before renewal in the summer a previous owners club membership ran out - renewal price was about £350 (and they wouldn't even think about insuring my KTM as it was high theft risk). Joined the Triumph owners club for £20 and renewal dropped to £190, KTM included no problem?!?!?
Well worth checking which owners clubs they recognise and joining one for double benefits of owners club perks and a hefty discount.
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I'm with Footman/James and would agree with Lobo
2 No. classic Honda's which I've for 3/5 years. Bought a new Honda CB1100 March 2013.
I had no problem adding the new bike to the policy, but as previous posts it must be in a brick/cement garage, locked/alarmed...car parked in front of the garage door...etc.