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SOHC.co.uk Forums => Recommended Sources for Parts and Services => Topic started by: JezzaPeach on January 23, 2023, 02:50:58 PM

Title: 2 bike insurance
Post by: JezzaPeach on January 23, 2023, 02:50:58 PM
Hmm a bit disappointed, just been quoted by another insurer, for my CB500/4 and a NC750S I’m thinking of buying.
Over £450 with low mileages etc.
Think I’ll stick with my current insurer, £85 for the 500/4 only.
☹️
Title: Re: 2 bike insurance
Post by: McCabe-Thiele (Ted) on January 23, 2023, 03:33:12 PM
I guess it depends on values - just renewed for 1st February 2013 with Peter James on my CB400 & CB500 for valuations of 5k & 4 K comprehensive on limited mileage 1500 miles  pa for £137.48 I have one years NCB as it had been 12 or so years since my old NCB lapsed.
Title: Re: 2 bike insurance
Post by: Orcade-Ian on January 23, 2023, 03:38:01 PM
I had a similar problem,
I'm 73 living in a very low crime rate postcode area and was used to paying 4/5 of bugger all on a multi bike with Peter James - quite high agreed value stuff - happy bunny!  Then I bought a new C125 Super Cub and a CBF 600SA8 and the 'moderns' caused a huge increase.  It's the NC 750 that's the problem - definitely worth shopping around for that one.  I have stayed with PJ because of the classics and UK and Europe breakdown cover included.

Ian
Title: Re: 2 bike insurance
Post by: JezzaPeach on January 23, 2023, 03:42:50 PM
Many thanks both, same thought about the modern one. I was looking to have it for a short tour in France with pals on modern bikes, but may look to hire or borrow!
Title: Re: 2 bike insurance
Post by: Orcade-Ian on January 23, 2023, 03:53:35 PM
Could you use the CB500 for the France trip? Throw over luggage or decent top box - racks available.  Chuck stuff away when it's needing washing and buy cheap new - we've done that loads of times - admittedly on CX, VF750 and 'Wings.  I'd bet you would have more 'smiles per gallon' than the others plus lots of folk admiring the bike.  If your classic is with PJ you'll have breakdown/recovery too.

Ian
Title: Re: 2 bike insurance
Post by: JezzaPeach on January 23, 2023, 04:05:36 PM
You’re quite right Ian! My wife is not keen on that, due to reliability, but I’ve got a few months to prove it is!! I did back in the day!!
Title: Re: 2 bike insurance
Post by: JezzaPeach on January 23, 2023, 04:07:18 PM
Pic 2! It’s also a question of keeping up the pace with the others on modern bikes, trying PJ now, good tip!
Title: Re: 2 bike insurance
Post by: heli_madken on January 23, 2023, 04:43:43 PM
I guess it depends on values - just renewed for 1st February 2013 with Peter James on my CB400 & CB500 for valuations of 5k & 4 K comprehensive on limited mileage 1500 miles  pa for £137.48 I have one years NCB as it had been 12 or so years since my old NCB lapsed.

Thats funny Ted I have just renewed with Peter James to the exact amount as you £137.48, A CB550K3 and GL1000K2 with 3 and 6 years NCB, I am 64. They must just use a standard rate for most instances.

Still think its a great price so never even bothered trying to find an alternative.
Title: Re: 2 bike insurance
Post by: Orcade-Ian on January 23, 2023, 05:23:43 PM
Ah! Two up,
That puts a different slant on it - you might have to 'stick to the same underwear' for quite a bit longer!  Even on a 1500 'Wing, I was only allowed a small part of 1 pannier.  Still do-able, I suppose but a hire might be better (read cheaper) overall.

Ian

Title: Re: 2 bike insurance
Post by: Oddjob on January 23, 2023, 05:30:49 PM
You get the missus to wear a thong and you remove the air filter and filter the air though your spare Y fronts, come on Ian, use your imagination.
Title: Re: 2 bike insurance
Post by: Orcade-Ian on January 23, 2023, 06:06:51 PM
No spare Y fronts Ken,
Already in use for polishing!  Thongs ain't what they used to be - as Max Bygraves said (sung)

Ian
Title: Re: 2 bike insurance
Post by: JezzaPeach on January 23, 2023, 06:18:50 PM
“Now there’s a funny thing” ….as Max used to say
😎
Title: Re: 2 bike insurance
Post by: Orcade-Ian on January 23, 2023, 07:02:20 PM
That might have been the other Max - the 'Cheeky Chappie' Max Miller.  Once banned I but refuse to say why on this forum - might get me collar felt!

Ian
Title: Re: 2 bike insurance
Post by: McCabe-Thiele (Ted) on January 23, 2023, 07:17:25 PM
That might have been the other Max - the 'Cheeky Chappie' Max Miller.  Once banned I but refuse to say why on this forum - might get me collar felt!

Ian
That was the joke about crossing a footbridge  when a  beautiful was walking woman towards him. He didn't know whether to .........
Title: Re: 2 bike insurance
Post by: Orcade-Ian on January 23, 2023, 07:25:01 PM
The very same Ted,
There are Ladies on this Forum, so best not go there eh?

Ian
Title: Re: 2 bike insurance
Post by: SPR on January 23, 2023, 08:00:49 PM
Bit late I know but try Lynbrook

I've the Laverda at an agreed 10k value and 3000 miles per annum for £176.00 with the 500/4 being added for another £50-60 when due in a couple of months - they don't charge ridiculous admuin fees either for policy changes or additions
Title: Re: 2 bike insurance
Post by: JezzaPeach on January 23, 2023, 09:51:42 PM
Many thanks Simon 👍, I tried them but the modern bike is the problem. I’ve kept the answered list of questions they sent me on file for future quotes, and sent it to Peter James to see what they can do 🤞
Title: Re: 2 bike insurance
Post by: SteveD CB500K0 on January 24, 2023, 07:07:11 AM
I spoke to PJ after a row with CN.

He said there was no way he could compete on the modern bike (Triumph Tiger 660) so wouldn’t even try.

Best to insure separately ?

Now there’s a question.


Sent from my iPhone using Tapatalk
Title: Re: 2 bike insurance
Post by: JezzaPeach on January 24, 2023, 07:31:42 AM
Noted thanks Steve. Bikesure is the lowest so far (separate policy) on the modern bike. I think a practical solution might be to insure the modern bike for the summer, and the 500/4 all year so it gets more use, minimising ‘laid up time’ to keep the carbs clear etc.
Title: Re: 2 bike insurance
Post by: Bradders on January 24, 2023, 02:05:28 PM
Many thanks both, same thought about the modern one. I was looking to have it for a short tour in France with pals on modern bikes, but may look to hire or borrow!

If you want to hire i can recommend these guys in Woking. Road Trip Motorcycle Hire and Tours.
Hired a Bonneville from them last year for my 60th birthday, the bike was immaculate and they have a great selection of bikes from 125 cc to large BMW’s. Not cheap but very nice bikes.
Title: Re: 2 bike insurance
Post by: JezzaPeach on January 24, 2023, 02:56:13 PM
Many thanks Bradders, near me so I’ll take a look 👍
Title: Re: 2 bike insurance
Post by: flatfour on January 24, 2023, 03:02:03 PM
I have used Footman James for a "modern bike" as well as classics for some 20 years now. Premiums seem fair to me, as the modern bikes are always large capacity tourers (BMW K1300GT, Kawasaki 1400 GTR etc). Costs usually around the £300 mark, without any restrictions on mileage.
Title: Re: 2 bike insurance
Post by: JezzaPeach on January 24, 2023, 03:35:57 PM
Many thanks flatfour.
Title: Re: 2 bike insurance
Post by: MCTID on January 24, 2023, 05:08:20 PM
Just my two pennyworth regarding Insurance.

From my recent dreadful experience, DO NOT GO ANYWHERE near Grove & Dean Insurance Brokers.

Long story, but in all the years I have been buying Insurance (since 1966), this outfit is the worst I have ever encountered. They insist that customers are open and honest in their dealings, yet they don't seem to think those criteria apply to themselves !

Happy to explain in detail if anyone wants more info - but I'd rather you just take my word and look elsewhere..........
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