Other Stuff > Misc / Open
MOT after May 20th?.
Tomb:
I have top agree with Matthew, the standard of workmanship is a joke, it irks me to pay the £29 for the work they do.
I'm chief mechanic/engineer for a drag bike race team, we have to go through scrutineering every meeting besides theres no way I would send the rider out on something unsafe so I'm happy to check my own work. I won't be MOTing my exempt bikes.
However I do worry that there will be lots of unsafe stuff out there once this starts. I worked in MOTing and have seen some of the bikes ridden in, one particularly nice CB750 had an astonishing amount of swing arm play that we failed, the owner was most upset arguing there was nothing wrong with it.
I have XS1100's as well as Hondas, they are a big heavy 135mph motorcycle, the first ones built will be eligible for MOT exemption. Some of the questions we get asked on the owners forum makes me think there will be a lot ridden in seriously unsafe condition.
royhall:
--- Quote from: kevski on March 30, 2018, 07:00:46 AM ---Well you have to be a special kind of stupid not to cover your own arse, because rest assured your own insurance companies already have, my bikes will be tested no matter what the costs.
--- End quote ---
You could always try asking them instead of assuming incoming doom. They may just have it in the paperwork that they comply with the 40 year rule. I would like to see them get out of a payment in court when a rider has complied with the law. Choose your insurance carefully.
Moorey:
Its not a matter of them complying with the 40 year rule. A insurance company can stipulate whatever it wants in the terms and conditions for them to insure you. The choice is yours whether you agree to terms and conditions or seek another insurance company. If terms and conditions stipulate a mot and you do not have one then you have broken the contract and they will not have to pay out.
Tomb:
As far as insurance companies not paying out, remember an MOT means the vehicle is safe at that time on that day, tomorrow it could break catastrophically. Insurance companies will choose to not pay out if mechanical failure can be proved the blame for an accident if the owner knew - MOT or not.
Ok some mechanical failure may cause the accident as they fail, but examples like bald tyres, ineffective brakes that clearly were ineffective for some time will be taken into account by insurers.
Having an MOT cert is no guarantee of pay out.
royhall:
--- Quote from: moorey on March 30, 2018, 10:53:35 AM ---Its not a matter of them complying with the 40 year rule. A insurance company can stipulate whatever it wants in the terms and conditions for them to insure you. The choice is yours whether you agree to terms and conditions or seek another insurance company. If terms and conditions stipulate a mot and you do not have one then you have broken the contract and they will not have to pay out.
--- End quote ---
That's why I say ask the insurance company. If they say they want an MOT then that is what you will have to do. How many people take out insurance and have no idea what they are buying. It's not just MOT issues there are many other things that will cause a No Payout ie. Bike stored away from the address listed without prior consent. All my garages addresses are listed on the insurance, just one example. Just a phone call.
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