Other Stuff > Misc / Open
Multi bike insurance
Andrew-S:
I use Footman James for my classic multi bike/car agreed value policy and I'm happy with the cost. But quoting/comparing the cost of the various classic bike/car multi insurances is like comparing apples with pears unless the full details and particular requirements are known e.g. bike(s) value(s), mileage, agreed value, postcode, accidents/convictions etc, etc.
All I would say is that if you have or get an individual or multi bike/car classic agreed value insurance policy make sure the company offers (and you take out) a 'Nil Deduction Salvage Retention' option, otherwise the value you think you'll receive and what you actually get in the event of a write-off may well be very different. Worth looking into.
Cheers,
Andrew
cooleronthecoast:
You are right Andrew. I don't want to get into the specifics of cost here, because as you say everyone's different, age, location driving record etc etc. I just would like to know which companies might cover all my bikes on one policy if possible, bearing in mind only the CB550 is over 20 years old. The Tuono is a modern sports bike on a '66 plate and the Thruxton is a 2011 model. Having done a bit of checking this afternoon I think I might just be as well insuring all 3 separately. Some of the quotes I've got back from the multi bike insurers (including Carole Nash who currently insure my CB550) are just nuts.
Nurse Julie:
I agree Andrew and the prices I quoted have no bearing on the question â˜ºï¸ What I was trying to highlight is that sometimes multi polices cost a lot more than insuring the bikes individually, depending on personal circumstances of course.
paul G:
Bikesure for me, multi bike policy, agreed valuations on all four bikes very reasonable.
Regards
MrDavo:
I went with Peter James when I wanted an agreed value of £12,000 on my freshly restored CB750 K1, which was sorted out very agreeably, rather than trying to argue the toss after the event if it ever went AWOL. I needed a valuation report from someone in the bike trade, and paid a small extra on the premium. Putting my CL450 on as well was very inexpensive.
I'm down to only 2 bikes now, but PJ are still very reasonable fully comp, though being an older person with a long NCD helps a lot. Finding out what young people have to pay for big bike insurance these days is one of the few pleasures of getting old (along with telling them about free higher education, free love etc). When I was 17 and had just passed my test I had a Norwich Union riders policy, any bike (belonging to anyone, with the owner's permission) up to 900cc, £32 p.a.
Don't get me started on Carole f*^$ing Nash or Steve will be getting a cease and desist letter from their lawyers.
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