Other Stuff > Misc / Open
Agreed Value insurance
JonnyB:
are these individual policies for each bike. Benettes don't allow named riders on a multibike policy. I would not be supprised if they have a bucket full of exclusions that they apply as a whim.
I work on a insurance platform for Jet skis and they have a minimum policy value .
Orcade-Ian:
This is a PJ 'multi vehicle' policy with a CB prefix to the policy number but strangely enough the mate down in Lancashire tells me his policy number starts with MB??
CB classic bike??
MB multi bike??
Both of us have predominantly classics on agreed values with a modern (2 in my case) thrown in - no agreed value on those though.
Ian
Laverda Dave:
Adespin, I have nine bikes on the policy. The policy starts with a CB so despite the number of bikes it's a classic bike policy and not a multi bike policy.
The other unsavoury fact about the CN insurance was the 'unlimited' mileage as stated on the policy being anything but, I was limited to 5k a year on the VFR and in order to reduce the premium by £60 I had to agree to a reduction to 4k a year on the VFR. Do they think I'm going to go crazy on a VFR so limit the mileage but not a Laverda Jota with unlimited mileage? The fact my age and 40 years riding experience has given me a better sense of self preservation should be the main factor in determining a premium and not a bike's perceived performance.
I don't know if my PJ premium is low because I'm a new customer, time will tell but I do know I won't be using CN in future. Maybe CN should spend less money on placing ads before SBK rounds on Eurosport and huge stands at shows and reward customer loyalty.
SteveD CB500K0:
They may have to soon.
Recent press coverage of treatment of new vs existing customers
Primus:
I have 4 seperate policies as it works out cheaper to do it that way. My CB750 cost me £78 with zero no claims and is my most expensive policy. 2 others (Harley Sportster and ST1100) are low 70's and my BSA is 60 odd. All fully comp. I'm 61. With the Beezer and CB being 'eff all tax, it's a relatively inexpensive hobby. It's great being an old fart!
Paul
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