Other Stuff > Misc / Open
eBay Payment changing ?
Laverda Dave:
Another example of a huge corporate company screwing the people that use it. The sooner eBay sinks the better. They do virtually nothing to prevent scammers taking your money and leaving you fighting to get it back. Anyone can buy positive feedback making it look as though who you are dealing with is genuine when actually they are far from it.
I've lost count of the number of times I've reported scammers to eBay only to see them pop up again a few days later under another name, eBay do nothing about it apart from hiking their charges!
Moorey:
Buyers moan about Ebay, Sellers moan about Ebay. Simply don't use it then. Personally I have only ever had one problem and that was something coming from the States in the very early days. They have certainly made it far easier to find anything and not just bike parts.
AshimotoK0:
I think it is genuine as it was a message in my eBay messages not an email link to it. Personally I love eBay ...having restored my 400/4 pre internet it was sooooo much more difficult then . Plus there have been loads of £1 final value fee offers and now you won't have to pay PayPal fees. Ok as long as its not HMRC related ;)
MrDavo:
I think there may be an anti-money laundering aspect to this.
At the moment if someone pays into my bank account, if it's anything to do with my business I have to declare it as income for tax purposes, the first thing HMRC do in an investigation is ask for all your bank statements, for any account which you have.
Last year a client who sells online for his business needed to pay me, he had nothing in his bank but a healthy Paypal balance, so he paid me via Paypal. My Paypal account is linked to an email I used in my previous hobby of scambaiting (winding up the Prince of Nigeria and the Spanish Lottery etc) and so has absolutely no traceable link to me personally. I realised that rather than transfer the money (a few hundred quid) to my bank account, I could fritter it away online, on gin and motorbike parts, and noone would be any the wiser.
Obviously I didn't - for my business I have to be registered with HMRC under the Anti Money Laundering legislation, so there's that, same reason I couldn't sell my CB750 for £11K cash, anything over £10K and I'd have been legally obliged to report the buyer (and not tell him), but it occurred to me that less than honest traders could do something similar (take payments via Paypal and never bank it, but spend it online) on an industrial scale, and probably get away with it, but doing money laundering rather than frittering it away. Can you buy an expensive car or watch using Paypal, for instance? - probably. Said item can then be sold legitimately, and the money banked as clean.
Paying sellers straight into their bank, come what may, should get round this loophole, or at least try to.
As Moorey says, if you don't like it, don't use it...
McCabe-Thiele (Ted):
Is it not aimed at sellers rather than buyers?
No way will I give my current account details to e-bay.
What really annoys me is the push now that PayPal has split from e-bay in making you take a PayPal Credit Card to spread the cost and pay interest in the process.
I aways use the buyer protection route when goods have not arrived on time. I made the mistake once of returning some poor Leather Food as it was like water - it was tracked on their returns label but they refused the refund sayig it could not be found in their warehose. I was outside the time limits so lost about £18.00 to a firm in Bradford who said it was for me to claim it off the Post Office. That only works if you yourself pay the postage.
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