Other Stuff > Misc / Open
What's the next part where the price will go through the roof?
Oddjob:
Anyone notice that DS is now charging £359 for a 750 points cover, it was £250 ish a few weeks ago, talk about taking the piss.
Primus:
--- Quote from: McCabe-Thiele (Ted) on March 06, 2022, 04:21:05 PM ---If any members here have a wife/husband whose only income is the state pension or is under pension age with no income or on a low income do not forget you can apply for the married persons allowance and transfer it to the higher earner.
HMRC will pay in arrears I think it's for 3 tax years including the current year. Its an allowance of an additional £1260 a year tax free added to your tax code. (I got about £750 refunded by HMRC as I applied for it just before the new tax year - this was about 5 years ago.) Only benefits folk with one spouse on a low income or a partner who is paying the higher rate of income tax.
HMRC do not do this automatically - it was introduced to benifit married couples but you have to apply for the transfer. https://www.gov.uk/marriage-allowance
--- End quote ---
We have done that. It near enough pays for my 4 bike insurance policies averaging £70 apiece. Totally agree on the ever increasing cost of spares.
Paul
Oddjob:
I'll bear that in mind. It's possible my missus may have to retire early as her health isn't great due to numerous operations in the past. She is suffering from severe pain in the hip area, I think she's going to need a replacement hip, which she's dreading. She's had an xray recently and they have asked her to ring someone they refer to as the Bone Doctor to discuss the result, that's not exactly good news to hear from her point of view.
Doesn't help that I keep going round the house shouting Hip Hip Replace ;D ;D
Sesman:
Don’t allow your missus to fret over hip replacement. It’s a high turn over, low risk procedure these days and the success rate is very high. She wil be fit from Instant pain relief and a Hugh improvement in quality of life…embrace it.
I can’t stress highly enough that the key to success is preparing for the operation and rigidly following the post operative recovery advice, it plays a hugh part in the overall surgical success rate.
But I’m guessing you both already know that….
McCabe-Thiele (Ted):
I agree with the previous post.
Wendy had her hip replacement 2 years ago when she was 65 yrs of age - after several years of poor treatment at Derby Royal by an arrogant Consultant who prescribed her Tramadol & injections he sent her away calling her a silly old woman. We made a complaint via the then local "Pals" route asking for a second opinion via them and our GP. The Consultant basically sat on her notes as we declined a review at Derby Royal wanting a second opinion from a different trust area. Meanwhile Wendy became addicted to the pain killers that the Consultant initially prescribed she was struggling to work with the side effects - it took 18 months to recover from the drug addiction whilst under him.
Eventually (about 9 months later) we were referred to Nottingham City where we saw a super Consultant who confirmed that not only did she need a hip replacement immediately but that the delay had led to a more complex operation due to the wear pattern. Wendy had endured hip pain of gradually increasing magnitude for over 5 years. The day after the operation that pain was gone - she could smile again just normal post operative pain of a different type & magnitude. Her stay was 5 or 6 nights they would not discharge her until she had past the "stair" test.
Wendy has had no regrets about having had the HIP replacement even though she did have to have some extra injections by the Consultant on her first two follow up appointments.
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