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Insurance renewal time. WHy is it so much?

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Charliecharlcomb:
I've just received a renewal notice from Footman James for £206 covering my CB500 and a crappy 2002 Suzuki 125 runaround. I'm 61, got forever years no claims and 3 points SP40 (I didn't think the Suzuki could go that fast!). Both are on 2,000 mile annual totals.

It's the second bike that's doing it I think.

Can anyone recommend somewhere else to try for a better deal.

Johnwebley:
Last year with Peter James, he used to be the James  in FJ,

I paid £118 classic for my 3 bikes
500-4
200
RD125

that includes a club discount for belonging to the VMCC

worth contacting him, he didn't leave FJ for nothing

Sent from my SM-A750FN using Tapatalk

McCabe-Thiele (Ted):
I'm also with Peter James renewed in January 2023 for £137.48 for CB500 & CB400 on restricted mileage.

Charliecharlcomb:

--- Quote from: Johnwebley on March 27, 2023, 10:19:28 AM ---Last year with Peter James, he used to be the James  in FJ,

I paid £118 classic for my 3 bikes
500-4
200
RD125

that includes a club discount for belonging to the VMCC

worth contacting him, he didn't leave FJ for nothing

Sent from my SM-A750FN using Tapatalk

--- End quote ---

Just spoke to Peter James and they have quoted £240! I'm not a member of VMC or VJMC so am not getting a discount. Maybe Footman James are good value after all?

McCabe-Thiele (Ted):
When looking at Insurance Renewal via the usual online searches I often found that quotes in last few days  of a month cheaper than the first week of any month - the expression screen scrapers I believe was/is the cause depending if insurers had reached the underwriting quota or something like that.

My house insurance is always cheaper with the same company online as a new customer than in the renewal price. Last year I saved £40 staying with MoreThan for our house cover.

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