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Insurance quotes

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Laverda Dave:

--- Quote from: royhall on June 07, 2023, 04:26:29 PM ---Well online with Footman James was a waste of time. Every bike I entered was either wrong details or not there at all. I just gave up as it means I would have to ring them again and life's too short for that again today. Just waiting for Adrian Flux to ring back with the classics quote. Been at this now for over 4 hours just tryng to get a reasonable quote. Ridiculous.

--- End quote ---

Yep, I can relate to that, very painful experience obtaining quotes from insurance companies. Carol Nash was always the worst to deal with. They would send a renewal quote far higher than I had paid for the previous year and I'd have to ring them and go through the same details they already had in their books for the same bikes I'd insured with them for the previous 10+ years! This would go on for at least 45 minutes. I gave up with them in the end.

royhall:
Well after another 3 hours on the phone I have my insurance. That's a total of 7 hours I will never get back. My renewal with Peter James (been with them for 7 years) was just short of £600 when it was £320 last year due to a new bike going on it. Couldn't get through to Peter Best at all, just stuck in a line for ages. Footman James said they would call back today at 2pm and never did, Bemoto were even dearer than my renewal, Footman James website couldn't find my details correctly. There was a fair few more that went nowhere as well. In the end I have gone with Adrian Flux (BikeSure) for a combined price of £464 with the modern bike on a different policy to the classics. I had to give up the RAC cover and I cant carry a pillion (not done that for nearly 10 years anyway). At least it's finally sorted and I saved £132, I could have worked the 7 hours and earned more than that. One of the worst insurance experiences ever, at least it's 12 months before I have to do it all again.

Oddjob:
I would never have insurance that didn't include pillion passengers myself Roy, the amount of times I've had mates on the back with his fuel tank on his knees because they'd run out of petrol is quite frankly alarming. Plus if you're on a ride and someone breaks down or feels ill at least they can get home on the back of you. Plus I carry my wife a lot, she loves being on the bike. She even fell asleep on the back of my old CB500 when we were going on honeymoon on it, not sure I'd advise doing that but I didn't know she was fast asleep until she told me when we stopped.

I'll have to do the same as you shortly, when the 500 gets back on the road I'll need a dual policy, oh what joy I have to look forward to  ;D ;D

McCabe-Thiele (Ted):
I thought passenger liability was compulsory under RTA legislation didn't know you could buy bike insurance without it. Live & learn.

royhall:
I was going to ask about a combined policy for all bikes and cars but that would mean details of 9 vehicles. To be honest I don't think I will live long enough to get a competitive quote on that. Just 6 vehicles was taking an hour at a time. Why can't you just say 6 bikes all over 40 years old combined value £25000 (or whatever), then give me a quote. If I like the price then ask for the details. That entire industry is a mess.

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