SOHC.co.uk Forums > CB500/550

Advice appreciated

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hairygit:
As I said though, ANY excuse, they always ask if the bike has been modified, and the small print will tell you that faliure to disclose any mods may result in your policy being invalid, they just want to know all the facts, some mods will not affect your premium, but fail to inform them at your own peril :'(

Tomb:
I'd have to fill in two pages of mods for the insurance on my bikes, when I explain that they say do any of the mods make the engine go faster, "nope" I say. Then they ain't bothered with the mods. As said already I think they have a good idea that bikes 30+ years old might have non-standard part here and there.

My bikes are all on an agreed value policy so whether the mods add value, like a fairing and hard luggage, won't make any difference to the amount claimed.

I do see the point about any injury compensation claims, interesting stuff.

K2-K6:
The insurance companies are trying also to operate without being ripped off by rigged claims which is to all of our benefit. That level of scrutiny will also uncover areas that we may think are innocent but can ultimately affect a claim for damages we may be making.

It's a good point that if you are in contention over details after an accident you will most likely find yourself up against the other party's "experts" in trying to not pay to return you to your pre-accident position.

I'm not averse to a risk of one sort or another but on this point I feel you'd be banging your head against the wall if trying to argue it.

The crux of it is that the second cable is originally designed and installed as a critical safety measure by the vehicle's manufacturer, YOU now have to try and argue against a professional vehicle engineer as to why you have removed it, what's gonig to be your answer?

I think each owner can do as they want to their bike, but would stop at advising someone to remove such an item.

Sidetracked the original post a bit, apologies.

Fairview:
Glad my original post has sparked some lively debate, thanks for the advice - all of which is useful.

On the subject of insurance I also have a '92 TDM bored out to 898 and with so many modifications it is unrecognisable as a TDM (thankfully) including FZR1000 swing arm and wheel, Aprilla RS250 seat hump, flat slides, high level Renegade cans and so on and even with these declared the insurance wasn't much more than the CB. I think it is always better to declare mods as the amount of interest the insurance company take in the bike will depend on the size of the claim, if you've ploughed in to a line of bystanders at 80mph (God forbid) it would be reassuring to know that at least your insurance is valid.

As for the bike, I ha vent yet run it without a filter or with a new one when it finally turns up but I did take the old one out. I was mildly surprised to find that what I now know to be the 'gas scavenging device' had a plastic cap over the end of the steel tube. It looks like the sort of thing that would be removed on fitting. I can't imagine this is connected to the running problem as surely the engine breathes sufficiently through the filter but I'm also sure this cap shouldn't be there - any ideas?

Thanks again.

Bryanj:
No the cap shouldn't be there, the tube is to put the oily vapours inside the air filter so they go straight into the engine not via the paper element to clog it up

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