Managed to spilt the crankcase today.
Once the top-end, cylinder etc. was off, I was able to split the cases WITHOUT having to strip/remove all the side-case parts such as generator; clutch, oil pump and balancer shaft & its chain.
So that speeded things up quite considerably.
With the balancer shaft chain still on, the upper case doesn't completely lift away, but enough clearance to allow access to change the final drive seal.
While doing this I have also swapped the final drive assembly shaft, as the old drive splines (for the chain sprocket) had worn badly leaving much backlash (not uncommon on these old single 'thumpers').

Just need to button it all back together, top-end 'n all later in the week.
[I don't know why I was so hesitant in the first place; the moral is 'just do it!]
Andy