SOHC.co.uk Forums > CB750

Insurance on frame number

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Greebo:
I am ignorant to all this "frame number insurance"
can anyone explain what its really for & what it means ?

I am with Carol Nash & I have experienced their charges for changing, but I objected to paying when I changed my registration number to a private one & they waived the fee, perhaps because it was my first policy with them.

Cheers

El__burro:
Take my case for instance..
i am registering a motorcycle that has lost its paperwork and plate number.
In order to obtain a new V5 and a plate number I must register it again with the DVLA.
The final process requires the vehicle to have an insurance and mot and since you have no plate number some insurer can cover the vehicle on a short period basis (15/30 days) that can be extended in some cases if/ when the vehicle gets a plate number.
It's a catch 22 and an annoying (and costly) situation to be in.

Hope it makes sense.

regards
el__burro

Bryanj:
 To register a bike that is not on the DVLA website E.G. an import or one that has never been issued a V5 you need an MOT and an insurance certificate. As there is no registration number yet you get an insurance certificate with the frame number on it BUT these tend to last only 30 days and cost the same as a year so you need to get a Year of Proof of Build letter(can take 8 weeks), an MOT certificate(personally i think it best to trailer to MOT just in case you need to fix things), get all the DVLA paperwork filled in and then get the insurance so that you have the maximum time for DVLA to piss you about

MrDavo:
Actually I didn't need any insurance to register my CB750, for some reason that requirement has been quietly dropped, though it is still mentioned in the 'how to' guides. That said mine is old enough for Historic Vehicle free road tax, maybe that's why, but IIRC, there was no mention of an insurance certificate on the registration forms, so they didn't get one. I waited until I had a registration number, then insured it with Bennetts in the normal way.

What they did need was the NOVA number, which the DVLA check against the HMRC database to check VAT was paid on arrival, but they were too stupid to see that I had provided it, and sent me all the forms back. Second time lucky for me.  8)

El__burro:
How long ago was that MrDavo?
In my actual paperwork V55/5 the insurance certificate is a requirement to be ticked by the DVLA upon receipt of the registration form together with MOT certificate, NOVA and the £55 fee.

el__burro

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