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Could one of you who understands the DVLA nuances please clarify, my bike was first registered in Feb '77, do I have to wait till May 20th to register it as Historic, or can I do it now? Quite pertinent as I am about to tax the machine. Thanks
Well you have to be a special kind of stupid not to cover your own arse, because rest assured your own insurance companies already have, my bikes will be tested no matter what the costs.
Its not a matter of them complying with the 40 year rule. A insurance company can stipulate whatever it wants in the terms and conditions for them to insure you. The choice is yours whether you agree to terms and conditions or seek another insurance company. If terms and conditions stipulate a mot and you do not have one then you have broken the contract and they will not have to pay out.
Quote from: moorey on March 30, 2018, 10:53:35 AMIts not a matter of them complying with the 40 year rule. A insurance company can stipulate whatever it wants in the terms and conditions for them to insure you. The choice is yours whether you agree to terms and conditions or seek another insurance company. If terms and conditions stipulate a mot and you do not have one then you have broken the contract and they will not have to pay out.That's why I say ask the insurance company. If they say they want an MOT then that is what you will have to do. How many people take out insurance and have no idea what they are buying. It's not just MOT issues there are many other things that will cause a No Payout ie. Bike stored away from the address listed without prior consent. All my garages addresses are listed on the insurance, just one example. Just a phone call.
Claims assessor, says the bike was not fit for the road and should not have been there, no pay out. No legs to stand on. Don't get me wrong i like the idea of not having to MOT my bikes, but insurance is just a business, so for the sake of a few quid they will be tested.