SOHC.co.uk Forums > CB350/400

bike insurance

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blackeagles:
i've had motorcycle insurance for some 15 years since i started riding again but i'm no doubt a bit dim as i was not aware, until recently discussing insurance with a few companies, that if you agree you are going to keep the bike in a locked garage then your not insured when you take it out and, say, park it on the drive whilst you get your gear on or the like.  the insurance only starts when you actually start to 'go for a ride'. my company insuring my motoguzzi actually says not insured within 500 mtrs of my home unless i have started to 'ride'.

it seems most of the companies i was talking to do this (the very few that don't charge three or four times more) and i was told all classic insurance policies do it!

who knew or should i have known!?!   

Andrew-S:
No such BS from Footman James' on my classic bike or car policies - must be garaged (brick built) overnight at the home address and that's about the only stipulation from what I can read.

Worth a call - link: https://www.footmanjames.co.uk/classic-bike-motorcycle-insurance?msclkid=25704489fb1b1f70b33c180b53d9e040&utm_source=bing&utm_medium=cpc&utm_campaign=Bing%20Classic%20Bike%20Insurance&utm_term=footman%20james%20classic%20bike%20insurance&utm_content=Classic%20Bike%20-%20Footman%20James%20-%20Exact

Cheers
Andrew

Nurse Julie:
Yep, I knew this but only after I was reading the 'small print' when I took out a policy about 6 years ago. It was better than what I had before, I had a trade policy which covered road risks only, so being insured whilst parked up in the garage was a big bonus.Some of my policies have theat clause, some don't.

Green1:
My bikes are the same not covered if parked on the drive or road within the first 500 meters.
My van and car are covered on the drive but not on the road within the first 500 meters. So I never leave them on the road.
Good job too as my brothers car has been whacked twice in the last 6 months as Im at the end of a Cul-de-sac so everything tries to turn around in front of the house.  ::)

Athame57:
I'm hoping when I go to get a quote from Footman James I'll get better than the £1054 pa I'm paying for tpft now. alas, someone just mentioned Garage, I'm not able to say i have one. But an out the way garage is probably more vulnerable around here than my being in a gated community, there are two enty phones to pass, it's under a ceiling, with a cover over it...in a courtyard with almost 30 nosey neighbours who know who owns the bike. When I go out for a late night jaunt I see people coming to their windows ...a thief wouldn't stand a chance of going un-noticed but alas, that didn't count on my last quote. Only three companies on 'Go compare' would have me at all. I live in Shadwell east London.

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