SOHC.co.uk Forums > CB350/400
bike insurance
Green1:
I hope your getting plenty of miles on your bike to cover that amount of insurance.
SumpMagnet:
Insurance is a minefield of small print.
I pay about £500 a year fully comp on my Hornet, but I don't have a garage. I state it is kept off road...so if I left it outside in the street I could be in trouble...but then again...I never would! I want to move to a place with a garage....for convenience and security. Especially when I get the F2 finished and assembled.
Most policies under those circumstances have a clause about being parked elsewhere after a certain time invalidates your cover...as the vehicle is technically not being 'kept overnight in the garage'. It's all excuses for not paying.
I use my bike as my only form of transport, so it is a really annoying thing to have to be under an insurance 'curfew' but that's the world we live in.
Athame57:
I sure miss the days of the Norwich Union rider policy....as many bikes as I liked up too 600cc, tpfh as a dispatch rider in London all for a couple of hundreds....we didn't know how good we had it!
blackeagles:
--- Quote from: Andrew-S on March 08, 2019, 05:40:17 PM ---No such BS from Footman James' on my classic bike or car policies - must be garaged (brick built) overnight at the home address and that's about the only stipulation from what I can read.
Worth a call - link: https://www.footmanjames.co.uk/classic-bike-motorcycle-insurance?msclkid=25704489fb1b1f70b33c180b53d9e040&utm_source=bing&utm_medium=cpc&utm_campaign=Bing%20Classic%20Bike%20Insurance&utm_term=footman%20james%20classic%20bike%20insurance&utm_content=Classic%20Bike%20-%20Footman%20James%20-%20Exact
Cheers
Andrew
--- End quote ---
i tried them but they were quite high, p james wanted about 140 comp. 10years ncd but a reasonable excess of (i think) 250 and an sp30 with no accidents. i finally got one from bikesure at 69 (they waived part of their costs) as above but with 50 excess. if i said ungaraged it was 240! incidently, gocomp cheapest was only 85 (rcib), 87 (bikesure).
blackeagles:
--- Quote from: Athame57 on March 08, 2019, 08:51:14 PM ---I'm hoping when I go to get a quote from Footman James I'll get better than the £1054 pa I'm paying for tpft now. alas, someone just mentioned Garage, I'm not able to say i have one. But an out the way garage is probably more vulnerable around here than my being in a gated community, there are two enty phones to pass, it's under a ceiling, with a cover over it...in a courtyard with almost 30 nosey neighbours who know who owns the bike. When I go out for a late night jaunt I see people coming to their windows ...a thief wouldn't stand a chance of going un-noticed but alas, that didn't count on my last quote. Only three companies on 'Go compare' would have me at all. I live in Shadwell east London.
--- End quote ---
at that price someone is taking the piss. i went to gocomp and said i lived in e12qj with a £3500 bike in a secured parking area (you said locked gates access) with no ncb and only 1 year riding and mce came back at 188 with 50 excess, devitt 442 with another 6 under 500!! i then said no to anything that could give a discount and much to my surprise mce went down to 166??.
of course this is only representative on the day as the quotes don't last more than a few days but it gives an indication.
you need to think about a change at renewal
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