SOHC.co.uk Forums > CB350/400

bike insurance

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Athame57:
MCE is who I'm with. The stumbling block seems to be not having a garage...but look how many garages get broken into around here!

Moorey:

--- Quote from: davefirestorm on March 10, 2019, 12:45:29 PM ---Mate of mine had an off on his almost new Harley last August.He’s insured with MCE and he still hasn’t got the bike back even though damage was minimal/easy to repair,when he gets it back he has to pay £1050 excess.So cheap insurance isn’t worth taking in my opinion.Just renewed my insurance with Peter James came down to £385 classic policy with old and modern bikes on,can’t beat that price with companies I’ve tried and I get European breakdown cover too.

--- End quote ---

Surely there has got to be more to that story than that. What does the insurance company say the delay is for. He must have asked.

davefirestorm:
My thoughts too but he claims he just gets fobbed off when he rings them,I certainly would have been on to them straight away.Had a car insurance claimed settled within couple of weeks recently.
Peter James Can’t Be beaten for my requirements,I have two garages 20 Miles apart that I use and they’re happy with that.

Green1:

--- Quote from: royhall on March 10, 2019, 01:37:33 PM ---
--- Quote from: davefirestorm on March 10, 2019, 12:45:29 PM ---Mate of mine had an off on his almost new Harley last August.He’s insured with MCE and he still hasn’t got the bike back even though damage was minimal/easy to repair,when he gets it back he has to pay £1050 excess.So cheap insurance isn’t worth taking in my opinion.Just renewed my insurance with Peter James came down to £385 classic policy with old and modern bikes on,can’t beat that price with companies I’ve tried and I get European breakdown cover too.

--- End quote ---
Yep I'm with Peter James on almost the same price with a mix of modern and classic, and two registered premises home and lockup. Couldn't find a better deal anywhere else. The cover is very good as well (although so far I haven't had to make a claim).

--- End quote ---

Essex isn't all that bad then I have 4 bikes on one policy for about that much. I'm with Adrian Flux
I often find phoning around rather then using comparison sites gets a better deal. But it can be quit time consuming

matthewmosse:
I always used Lynbrookes for about a decade, very nice to deal with. Allowed multi bike, multi rider, was paying £160 or so for 5 bikes with me, the wife, and my dad all able to ride any of the 5 bikes. Sadly I had to pull the bikes all off the road after getting laid off and am still buying kit to keep self employment viable and future proof, but looking like this summer a Bike might be  resurrected and I'll be calling g Lynbrooks first. No cancellation or mid term adjustment fees. Buy back salvage in event of total write off. Ticks all my boxes.  Thankfully not had to claim so no idea how they handle that but informing them of a car accident to keep the paperwork streight they basically said, it's not going to effect the premium so dont worry about it. That quote is based on bike being garaged overnight 'normally' but as a care worker back then it was parked outside work overnight quite often. I think they said it was a case of if the bike was mostly kept in the garage than odd nights away was reasonable. Locks and alarms had to be thatcham approved to be counted as security.

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