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Insuring your classic AND modern on the same policy?
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Topic: Insuring your classic AND modern on the same policy? (Read 5164 times)
Isleofmanfan
Newbie
Posts: 21
Insuring your classic AND modern on the same policy?
«
on:
December 20, 2013, 10:15:20 PM »
Any suggestions where to insure my classic AND modern on the same policy, the company i`m with won`t insure the CB175
Are club discounts, VJMC/Honda OC, worth paying the joining fee to obtain insurance discount?
All the best of the season btw
Mike.
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"Don`t wait for your ship to come in. Swim out and meet the bloody thing!"
Barry Sheene.
SteveD CB500K0
Administrator
SOHC Jedi
Posts: 4633
Ride on the Steel Breeze...
Re: Insuring your classic AND modern on the same policy?
«
Reply #1 on:
December 20, 2013, 10:20:12 PM »
Carole Nash insure my Tiger 1050, CB900FZ and 500/4 all on one policy.
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1971 CB500K0
matthewmosse
SOHC Master
Posts: 2161
Re: Insuring your classic AND modern on the same policy?
«
Reply #2 on:
December 20, 2013, 10:29:08 PM »
Depending on the modernity of the modern, Lynnbrooke might be worth a shot, I have 3 bikes ranging from a '95 rebel 125, a '97 250 nighthawk, and my '74 500/4. All insured for me, the wife or my dad to ride any combo of the above, but I think they cap classic as being 15 years old so all qualify.
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Got a 500/4 with rust and a sidecar and loadsa bits. nice and original and been round the clock
LesterPiglet
SOHC Pro
Posts: 986
1977 CB550F2
Re: Insuring your classic AND modern on the same policy?
«
Reply #3 on:
December 21, 2013, 12:23:37 AM »
I've looked at classic insurance for my bike and found normal insurance as cheap if not cheaper. None of those silly mileage restrictions too. Maybe it's where I live.
Logged
'Then' and 'than' are completely different words and have completely different meanings. Same with 'of' and 'have'. Set and sit. There, their and they're. Set/sit. Bought/brought FFS. Bloody Americans.
Les Ross. Certified by a Professional
Lobo
Lobo
SOHC Master
Posts: 1551
Lobo
Re: Insuring your classic AND modern on the same policy?
«
Reply #4 on:
December 21, 2013, 09:04:18 AM »
I'm with Footman James, with 3 bikes on one policy, a '72 CB750, a '77 400F and a 2011 MotoGuzzi Griso 1200.
At renewal this year I rung around & couldn't better the quote & so stayed with 'em. Only bollocks is that the premium does not reduce each year with no claims...
Simon.
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Trigger
Grogu
Posts: 8379
Engines built on reputation, not advertising.
Re: Insuring your classic AND modern on the same policy?
«
Reply #5 on:
December 21, 2013, 12:52:57 PM »
My best quote this year was just a tad over £50 with the post office. What you must put to any insurance company is "I can only ride one bike at a time".Insurance is down to risk,and the best security is a mad dog in the garage at night but insurance company's will not except. Best advice, have a good look around and don't let them sell you something you don't want.
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Lobo
Lobo
SOHC Master
Posts: 1551
Lobo
Re: Insuring your classic AND modern on the same policy?
«
Reply #6 on:
December 21, 2013, 05:39:42 PM »
In my case (Footman James) the bulk of the bloody questions are about the garaging (brick, attached, pointy roof, blah blah blah) and then the alarm / immobiliser systems on the bikes. Very little interest in mileage / year, experience it seems.... implying (to me) their main concern is the machines being nicked, and little to do with "I can only ride one at a time". (which I guess also explains the lack of no-claims discount offering)
That said I didn't know the PO offered Old + New policies & will give them a try at renewal in March.
Oh, and by the way, (opening post / Isleofmanfan), joining the Honda Club was well worth the subsequent discount.
«
Last Edit: December 21, 2013, 05:44:08 PM by Lobo
»
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Green1
SOHC Jedi
Posts: 2699
Re: Insuring your classic AND modern on the same policy?
«
Reply #7 on:
December 21, 2013, 07:46:17 PM »
All my bikes are insured with Bankstone unfortunately with limited mileage but I never seem to find time to use them anyway.
They appear to be a good company as they recently thought my corner with a recent claim.
Mick
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Current bikes
Honda CB750k1 Valley Green Metallic
Honda CB750k1 Candy Gold
Honda CB550k Candy Jade Green
Triumph tiger 800
Aprilia Pegaso 650
Moto guzzi 1200 sport
Kawasaki ZXR400 J
pptom
Newbie
Posts: 40
Re: Insuring your classic AND modern on the same policy?
«
Reply #8 on:
December 23, 2013, 08:01:54 AM »
I'm with Footman James too. 5 bikes on the policy (2 x modern), just before renewal in the summer a previous owners club membership ran out - renewal price was about £350 (and they wouldn't even think about insuring my KTM as it was high theft risk). Joined the Triumph owners club for £20 and renewal dropped to £190, KTM included no problem?!?!?
Well worth checking which owners clubs they recognise and joining one for double benefits of owners club perks and a hefty discount.
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BigAl (Alan)
SOHC Pro
Posts: 579
Hope its sunny at the weekend
Re: Insuring your classic AND modern on the same policy?
«
Reply #9 on:
December 28, 2013, 06:46:26 PM »
I'm with Footman/James and would agree with Lobo
2 No. classic Honda's which I've for 3/5 years. Bought a new Honda CB1100 March 2013.
I had no problem adding the new bike to the policy, but as previous posts it must be in a brick/cement garage, locked/alarmed...car parked in front of the garage door...etc.
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Current bikes:-
Honda CB750 K4 (1974) USA
Honda XL500S (1980) UK
Honda CD175 sloper (1968) UK
Honda CB1100A (2013) UK
www.alans-electrics.co.uk
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Insuring your classic AND modern on the same policy?